Your home is more than just a place to live—it's your sanctuary, your refuge from the world, and one of your most significant investments. Protecting your home and belongings against unexpected events is essential for ensuring peace of mind and financial security. At Active Care Insurance, we offer comprehensive home insurance services designed to safeguard your property and assets, providing you with the protection and peace of mind you deserve.
Home insurance provides coverage for your dwelling, personal belongings, and liability risks associated with homeownership. Whether it's damage caused by fire, theft, severe weather, or other covered perils, home insurance offers financial protection against the unexpected, allowing you to repair or replace your property and belongings without bearing the full financial burden.
Key Features of Our Home Insurance
Dwelling Coverage: Dwelling coverage protects the physical structure of your home, including the walls, roof, foundation, and attached structures such as garages and decks. It provides coverage for repairs or rebuilding costs in the event of damage caused by covered perils such as fire, windstorms, hail, or vandalism, ensuring that your home is restored to its pre-loss condition.
Personal Property Coverage: Personal property coverage provides protection for your belongings inside your home, including furniture, clothing, appliances, electronics, and other personal items. Whether it's damage, theft, or loss, personal property coverage reimburses you for the cost of repairing or replacing your possessions, allowing you to recover quickly from covered losses.
Liability Protection: Liability protection is an essential component of home insurance, offering coverage for legal expenses, medical bills, and damages arising from bodily injury or property damage suffered by third parties on your property. Whether it's a slip-and-fall accident or a dog bite incident, liability protection provides financial security and peace of mind, protecting your assets and future earnings from potential lawsuits.
Additional Living Expenses Coverage: Additional living expenses (ALE) coverage provides reimbursement for temporary living expenses incurred if your home becomes uninhabitable due to a covered loss. Whether it's hotel bills, restaurant meals, or rental expenses, ALE coverage ensures that you and your family have a safe place to stay while your home is being repaired or rebuilt.