Call to get your free quote today.


9 a.m. – 8 p.m. ET

There’s freedom in knowing you’re covered. That’s why Colonial Penn brings you Active Care℠, underwritten by Washington National Insurance Company. In case of a serious covered accident or illness, Active Care pays you CASH that you CONTROL for CHOICE on where you use it. 

Take control.


9 a.m. – 8 p.m. ET


Use supplemental health insurance to help pay for the unexpected costs of a covered accident or illness. 

Active Care PAYS YOU CASH directly.

We keep the process simple so it’s easy to apply today.

If you don't use it, your premiums can be returned.1 

Assistance for you and your family.

Perhaps you hear words like “cancer,” “stroke” or “heart attack” and assume they only happen to someone older. The truth is, today’s most common major illnesses and injuries can affect anyone at any time.

Plus, with a serious health event, you could end up owing thousands of dollars in out-of-pocket expenses from high deductibles, copays, out-of-network and uncovered expenses. Active Care can help you pay for these bills, as well as day-to-day purchases and ongoing payments.

Consider the facts:

Top causes of death in the U.S.5


Accidental Injuries




Heart Disease

Use cash for what you need:

Active Care pays you up to $60,000 for covered expenses.

Using retirement funds, savings or going into debt because of medical expenses should be avoided.

Have a plan. Call to get your free quote today. 


9 a.m. – 8 p.m. ET


Receive supplemental funds for a covered accident or illness.

Active Care has been popular for years with employee programs, and now it’s available directly to you at an affordable price.

Active Care cash gives you more choices and control.

Benefits are paid in cash to you or someone you designate directly (not a provider), in one payment of up to $60,000.

Coverage is available for an individual, individual and spouse, individual and children, and family.

Cash payments are yours to use with no restrictions and total control. 

If you never use your coverage, your premiums can be returned.1

Pay for day-to-day necessities like mortgage, rent, groceries, utility bills or car payments.

Coverage is available at an affordable price.

Pay for medical bills such as high deductibles, copayments, out-of-network costs, transportation to treatment centers or any gaps in current medical insurance coverage.

Payments are made regardless of other insurance.

Coverage is guaranteed renewable as long as you pay premiums when due.

We keep the process simple so it’s easy to apply today.

We keep the process simple so it's easy to apply today.

Be proactive. Don’t take chances with your health or your finances.

Call to get your free quote today.


9 a.m. – 8 p.m. ET


Get a direct payment when it’s needed most.

A medical event can be difficult enough, both physically and emotionally, without having to worry about additional expenses.

Benefits are paid directly to you for covered:

  • Cancer
  • Heart attack
  • Heart bypass and stent
  • Stroke
  • Alzheimer’s disease
  • Diabetic complications
  • Hospital and ICU stays
  • Surgery and follow-up care
  • Accidental injuries
  • Doctor office wellness visits
  • Recurrence

Choose to focus on what matters with an affordable policy.

Look ahead. Call to get your free quote today. 


9 a.m. – 8 p.m. ET


1The return-of-premium (“ROP”) or cash value (in MO, “cash return”) benefit is subject to state and product availability. The benefit has an additional charge and may pay minus claims or regardless of claims based on the policy selected. The policy must remain in force until the end of the ROP/CV period for the benefit to be paid.

2American Cancer Society, Cancer Facts & Figures 2018, 2018 p. 2. 3American Heart Association, Heart Disease and Stroke Statistics 2018 At-a-Glance, 2018. 4Centers for Disease Control and Prevention, Emergency Department Visits,, May 3, 2017. 5Centers for Disease Control and Prevention, Leading Causes of Death,, March 17, 2017. 

You cannot be singled out for a rate increase. Your premiums cannot be increased unless we increase premiums for all policies of this type in your state.

Colonial Penn Life Insurance Company is advertising Active Care underwritten by Washington National Insurance Company. 

Premiums are based on the level of coverage selected.

LIMITED-BENEFIT POLICY. This policy has limitations and exclusions. For costs and complete details of coverage, contact an agent.

Policy, benefits and riders are subject to state availability.